Consumer Contracts
Articles across the publication that deal with consumer contracts.
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Business & Compliance
Independent Sales Representatives and Commission Statutes
A commission agreement is not the whole deal. In many states a sales representative statute overrides the contract on when commissions are paid and what unpaid ones cost.
7 min readExplainer -
Consumer & Personal Finance
Subscription Traps and Negative-Option Billing: Cancelling Recurring Charges
Silence is not consent to a monthly charge. Federal law and a patchwork of state automatic-renewal statutes govern how recurring billing must be disclosed and canceled.
7 min readGuide -
Consumer & Personal Finance
Rent-to-Own and Lease-Purchase Agreements: Cost, Ownership, and Default
A rent-to-own contract is structured as a renewable lease, which is why it escapes most credit law and why the total paid can far exceed the price on the tag.
6 min readExplainer -
Consumer & Personal Finance
Timeshare Contracts: Rescission Windows, Transfers, and Exit Company Claims
State law gives timeshare buyers a brief, unwaivable right to cancel. After it closes, every remaining exit is slower, costlier, and controlled by the developer.
7 min readAnalysis -
Consumer & Personal Finance
Funeral Goods and Services: The Price List Rule and Contract Terms
Federal law requires funeral providers to hand over a general price list, quote prices by telephone, and let families buy only the goods and services they choose.
7 min readExplainer -
Technology, Privacy & Media
Right to Repair Laws: Parts, Documentation, and Warranty Effects
Two separate legal engines drive repair rights: patchy state statutes that force manufacturers to supply parts and manuals, and a federal warranty law that limits tie-in service conditions.
8 min readAnalysis
